What is the minimum fixed deposit required for MM2H in 2026?
2026年MM2H申请所需的最低定期存款是多少？
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Under the current MM2H framework (revised 2023), applicants must place a fixed deposit of RM 1 million (≈ USD 215,000) with a Malaysian bank. After one year, you may withdraw up to RM 500,000 for approved expenses — property purchase, children's education, medical costs. The remaining RM 500,000 must stay for the duration of your visa.
根据现行MM2H条件（2023年修订），申请人须在马来西亚银行存入100万令吉（约21.5万美元）定期存款。存满一年后，可提取最多50万令吉用于批准支出——购置房产、子女教育、医疗费用。剩余50万令吉须在签证有效期内保持存入。
How long does the MM2H application process take?
MM2H申请流程需要多长时间？
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From submitting a complete application to receiving your conditional approval typically takes 3–6 months. From there, opening your fixed deposit account and collecting your visa sticker takes another 4–8 weeks. We strongly recommend starting the process 6–12 months before your intended move date to allow time for document preparation, especially if you need documents apostilled from overseas.
从提交完整申请到收到有条件批准，通常需要3至6个月。之后，开设定期存款账户并取得签证贴纸还需4至8周。我们强烈建议在计划移居日期前6至12个月开始申请流程，以留出文件准备时间——尤其是需要海外公证认证的文件。
Can I work in Malaysia on an MM2H visa?
MM2H签证持有人可以在马来西亚工作吗？
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MM2H is a long-stay social visit pass — it does not come with work authorisation. You cannot be employed by a Malaysian company under MM2H. However, many holders operate businesses remotely (working for overseas clients or companies), which is generally accepted. If you want to work locally, a separate Employment Pass is required. Some MM2H holders also obtain a separate business permit to run a local company.
MM2H是长期社会访问准证，不附带工作许可。持有者不可受雇于马来西亚公司。但许多持有者在马来西亚远程开展业务（为海外客户或公司工作），这通常是被接受的。若要在本地就业，需另行申请就业准证。部分MM2H持有者也会另外申请营业执照以经营本地公司。
Do my children qualify for Malaysian public school under MM2H?
我的孩子持MM2H签证可以就读马来西亚公立学校吗？
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Children of MM2H holders may attend private and international schools freely. Enrolment in national public schools is generally not available to non-citizens, but many MM2H families in KL choose from a wide range of international schools — British, American, IB, or Chinese-medium — clustered around Mont Kiara, Bangsar, and Damansara. International school fees in KL are significantly lower than in Singapore or Hong Kong.
MM2H持有者的子女可自由就读私立和国际学校。非公民通常无法进入国立公立学校，但吉隆坡的许多MM2H家庭可以从满家乐、孟沙和白沙罗附近的众多国际学校中选择——包括英式、美式、IB或中文教学。吉隆坡的国际学校学费远低于新加坡或香港。
What income do I need to qualify for MM2H?
申请MM2H需要多少月收入？
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The current MM2H programme requires a minimum offshore monthly income of RM 40,000 (≈ USD 8,500) per month. This income must come from sources outside Malaysia — pension, dividends, rental income, business income, or salary from a foreign employer. This requirement was introduced in the 2023 revision and is significantly higher than the pre-2021 programme, which required only RM 10,000/month.
现行MM2H计划要求申请人每月境外收入至少4万令吉（约8,500美元）。收入必须来自马来西亚以外的来源——养老金、股息、租金收入、商业收入或外国雇主的薪酬。这一要求是2023年修订时引入的，远高于2021年前的旧计划（仅需1万令吉/月）。
Can MM2H holders buy any property in Malaysia?
MM2H持有者可以购买马来西亚任何房产吗？
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MM2H holders can buy residential property in Malaysia but must meet minimum purchase price thresholds — currently RM 600,000 in most states. Foreigners (including MM2H holders) cannot buy Malay Reserved Land, low-cost housing, or units in government quota schemes. Some states, including Selangor, have additional restrictions. NexaProp will guide you on which specific units and developments are open to foreign purchase in your target area.
MM2H持有者可在马来西亚购买住宅房产，但须符合最低购买价格门槛——大多数州目前为60万令吉。外国人（包括MM2H持有者）不可购买马来人保留地、低价房屋或政府配额计划房产。部分州（包括雪兰莪州）有额外限制。NexaProp将指导您了解目标区域哪些具体单位和发展项目对外国人开放购买。
Does MM2H lead to permanent residency or citizenship?
MM2H是否可以通向永久居留权或公民身份？
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MM2H does not automatically lead to permanent residency (PR) or citizenship. It is a renewable long-stay pass, currently issued for 5 years and renewable. Malaysia's PR process is separate and has strict requirements. Many MM2H holders have lived in Malaysia for 10–20 years without PR, finding the renewable visa sufficient for their lifestyle. If long-term legal permanency is a priority, this should be discussed as part of your planning from the start.
MM2H不会自动带来永久居留权（PR）或公民身份。这是一种可续签的长期居留准证，目前签发5年并可续签。马来西亚的永居申请是独立程序，有严格要求。许多MM2H持有者在马来西亚生活了10至20年而未获永居，发现可续签的签证足以满足其生活需求。如果长期法律permanency是优先考虑的，应从一开始就将其纳入规划讨论。
Is KL safe and suitable for families with young children?
吉隆坡对有年幼子女的家庭来说安全适合吗？
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KL consistently ranks as one of Southeast Asia's most family-friendly cities for expats. Crime rates in expat enclaves like Mont Kiara, Bangsar, and Desa ParkCity are low. The city has excellent private hospitals, a large expat community, shopping malls, international restaurants, and year-round warm weather. The main adjustments are traffic (plan around it) and the need for a car in most areas outside the city centre.
吉隆坡持续被列为东南亚对外籍人士最友好的城市之一。满家乐、孟沙和德沙公园城等外籍人士聚居区犯罪率低。城市拥有优质私立医院、庞大的外籍人士社区、购物中心、国际餐厅和全年温暖的气候。主要需要适应的是交通（需提前规划）以及市中心以外大多数地区需要自驾。
